Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
CREDIT-VISIONTHE SINGLE POINT OF ACCESS TO CORPORATE CREDIT DATA
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
Companies
Companies produce performance reports
in unstandardized formats
Banks
Banks extract relevant data from
Performance Reports
Credit Analysis
Banks convert reports into Excel to perform their credit analysis
This process is:1 Inefficient 2 Complex 3 Error-prone 4 Highly replicative 5 Expensive
Reports are sent to Banks
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
CREDIT-VISION
Credit-Vision supplants decentralized data processing and unlocks the tremendous value of a centralized data platform servicing the whole market
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
All the data credit investors need in one single
platform
Including full suite of exportable financial
statements
Credit-Vision is for private credit what the Bloomberg terminal is for stock investors
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
Single point of reference that establishes a market standard
CREDITVISION
CREDIT-VISION
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
Global corporate debt is the 3rd
largest asset class in the world and will exceed $60 trillion by 2018
The Financial data market is £30bn annually
and growing strongly
CREDIT-VISION aims to emerge as the leading data platform for corporate credit
analysis
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
i. Proved concept and value propositionii. Developed traction iii. Revenue and profit generating
Yesterday i. Minimum viable product validated with prospective users/clients
ii. Thoroughly diligenced plan; commenced implementation
Todayi. Roll-out fully developed analytics productii. Emerge as market standard in our initial product
/ market category iii. Expand product suite and market reach
Tomorrow
£247K InnovateUK grant
We have been awarded a UK government-sponsored grant to fully develop and roll out our technology. We are at an inflexion point leading towards an exciting growth phase
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
TEAMPaolo Malaguti Founder and CEO
Bootstrapped and developed the CompanyLeveraged finance at RBS, Merrill Lynch, Mizuho Financial GroupACA; University of Bologna, Pennsylvania / Wharton
Dr. Evan Tzanis Chief Technology Officer
Leading Software Engineer, NIGEM at National Institute of Economic and Social Research; genomic data ETL at QMUPhD Theoretical Computer Science, UCL; MSc, UvA (Amsterdam)
Sahil D. Khilwani Senior Financial AnalystFinancial Analyst at Credit-VisionMSc Quantitative Finance; BCA Computer Science
TeamFinancial Technology and Financial Analysts team as per Business Plan
ADVISORY BOARD Enrico Grasso
Director KKR; Board Member Trainline, Associate Merrill Lynch Private Equity
Ian Fitzgerald
CEO Loanssas; Non Executive Chairman Alcentra EFRI fund; Head of Loan Markets Lloyds; Chairman Loan Market Association
Ignacio Ybarra
Lead Architect High-Frequency Trading HSBC; Software Architect LSE; co-Founder Integra SP; Market Data Systems ABN Amro, TIBCO
Mario Razzini
VP Francisco Partners; Financial Analyst Armapartners, Citi, Lehman Brothers
Richard Vaaje
Investment Professional Blackstone; Associate Deutsche Bank, Greenhill
Identified, TBA Business operations & development
Background in Capital Markets and Financial Data. Proven team management skills and start-up / FinTech experience
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
REVENUES (£)OPEX
EBITDA
MARGIN
Analytics
Clients UsersIndexing
Clients Users
368,333(914,912)
(546,573)
(148,4%)
1680
00
1,963,250(1,092,424)
870,826
44.4%
40200
548
9,084,250(5,405,759)
3,678,491
40.5%
112560
3513,510
25,445,500(15,267,300)
10,178,200
40.0%
2561,280
5495,490
44,131,333(26,478,800)
17,652,533
40.0%
4642,320
7957,950
Year 3Year 2Year 1 Year 5Year 4
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
-1,000,000
-500,000
0
500,000
1,000,000
Downside Case cumulative cash burn Base Case cumulative EBITDA
USE OF FINANCIAL RESOURCES Seeking up to £1m of EIS/BIR eligible investor equity
Innovate UK to fund c.£247k of project’s costs
Funding Rationale
Ensure adequate resources for product development: We predict a team of up to 7
financial analysts and 6 technology experts by the end of Year 1
(£k)
Problem Solution Market InflexionPoint Team Growth
PlansInvestmentOpportunity
Paolo MalagutiCEO
020 7148 0169
Thanks